Welcome to Coastal Mortgages, specialising in home and investment loans, commercial mortgages, business finance and Lo Doc mortgages for the self-employed/ property investor, Coastal Mortgages tailors your financial portfolio to suit your lifestyle - ensuring your satisfaction. Our team is dedicated to securing the best financial solutions, bringing to you a wealth of experience and proven success in the financial sector.
Whether you are buying your first home, investing in property, starting your own venture or managing an existing portfolio, we are efficient in assisting you throughout the process, ensuring you are in the strongest financial position possible. We source from a large pool of lending institutions which gives you, the borrower, optimum choice. We, at Coastal Mortgagescan save you time, fees and assist you in implementing a financial strategy.
As an accredited member of the New Zealand Mortgage Brokers Association we exceed industry standards and guarantee confidentiality. We take pride in offering impartial advice to all our clients, and with our mobile service we make it easy for you to capitalise on our expertise.
Commercial Mortgages
If you are purchasing a property to operate your business from or investing in commercial premises we can advise you on the different and best options for you. With zonings, terms of leases and location impacting on your choice of loan you need accurate facts to make the right decision at the right time. We ensure you get these with fast and efficient service.
Retro Mortgage- for Self-Employed / Property Investor
If you are setting up your own business, or purchasing an existing business and are struggling to finance your venture because of: incomplete data to meet lending criteria; insufficient capital for purchase and/ or expansion; lack of up to date facts and figures; insufficient income to service your current/ desired loan or an income from investments only then we can assist you in determining your key areas of need and advise you on the best financial solutions to your problems. We may be able to arrange a loan with a non-review period of up to ten years. We do not require Proof of Income or a Statement of Position - age and past experience is no barrier. Competitive Interest Rates and Terms with major Lending Institutions
Business Finance
No matter what the business we advise you on the best options for your finance.
We can help you set up a business loan in one flexi loan account so that you no longer pay unnecessary fees and charges on any of your accounts.
Rural Finance
If you are purchasing a farm, orchard or lifestyle block we offer expert advice based on local knowledge with years of experience that can help you in the direction you want to go. With a pool of lenders available we offer finance based on your Property Valuation at Residential rates.
Refinance/ Debt Restructure
We help you make your finances work for you. If you are paying high cost interest/ fees/ charges on existing loans, credit cards and other accounts we assist you in combining all your monthly payments into your mortgage/ loan - making it easier for you - saving you time and money.
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